Benjamin Hayes

I cover markets, business finance, and economic trends with a simple, beginner-friendly approach.

TrueLayer buys Dutch fintech In3 to add credit at checkout

TrueLayer buys Dutch fintech In3 to add credit at checkout

June 7, 2026

How bank transfer fees work and simple ways to keep them under control

How bank transfer fees work and simple ways to keep them under control

June 7, 2026

How credit utilization really works and why keeping it low matters

How credit utilization really works and why keeping it low matters

June 6, 2026

How digital-only banks work and what to check before you switch

How digital-only banks work and what to check before you switch

June 5, 2026

How to handle a surprise expense with emergency borrowing without digging a deeper hole

How to handle a surprise expense with emergency borrowing without digging a deeper hole

June 4, 2026

How secured credit cards work and when they can help you build credit

How secured credit cards work and when they can help you build credit

June 3, 2026

Simple ways to read your credit report and spot real problems

Simple ways to read your credit report and spot real problems

June 1, 2026

Simple credit report habits that can strengthen your finances over time

Simple credit report habits that can strengthen your finances over time

June 1, 2026

How to build financial safety habits that protect you day to day

How to build financial safety habits that protect you day to day

June 1, 2026

How card chargebacks work and when to use them wisely

How card chargebacks work and when to use them wisely

May 30, 2026

How to build an insurance safety net for major life changes

How to build an insurance safety net for major life changes

May 30, 2026

Use a simple bill calendar to keep your money on track

Use a simple bill calendar to keep your money on track

May 28, 2026

TrueLayer buys Dutch fintech In3 to add credit at checkout

TrueLayer buys Dutch fintech In3 to add credit at checkout

June 7, 2026

How credit utilization really works and why keeping it low matters

How credit utilization really works and why keeping it low matters

June 6, 2026

How digital-only banks work and what to check before you switch

How digital-only banks work and what to check before you switch

June 5, 2026

How to handle a surprise expense with emergency borrowing without digging a deeper hole

How to handle a surprise expense with emergency borrowing without digging a deeper hole

June 4, 2026

How secured credit cards work and when they can help you build credit

How secured credit cards work and when they can help you build credit

June 3, 2026

How bank transfer fees work and simple ways to keep them under control

How bank transfer fees work and simple ways to keep them under control

June 7, 2026

Simple ways to read your credit report and spot real problems

Simple ways to read your credit report and spot real problems

June 1, 2026

Simple credit report habits that can strengthen your finances over time

Simple credit report habits that can strengthen your finances over time

June 1, 2026

How to build financial safety habits that protect you day to day

How to build financial safety habits that protect you day to day

June 1, 2026

How card chargebacks work and when to use them wisely

How card chargebacks work and when to use them wisely

May 30, 2026

How to build an insurance safety net for major life changes

How to build an insurance safety net for major life changes

May 30, 2026

Use a simple bill calendar to keep your money on track

Use a simple bill calendar to keep your money on track

May 28, 2026