Check cashing near me? If that is the question you have right now, you probably need cash for your check and need it quick. Here is a comprehensive list of businesses that will cash your check, complete with links that will help you find the closest location of that business, by zip code.
Once you find a store or ATM or check cashing place that will be suitable to help you find a check cashing place near you, you can go ahead and use the location link to find one within close proximity. Many in the list are open 24 hours!
Also, be sure to learn more about these check cashing places near you in the passages following the table. They go into more detail about what you might need and what sort of documents you will need to cash checks at such places.
|ATMs||Account Required||Personal Checks||Fees||Limits||Closing||Locator Link|
|Payroll, government, personal and cashier’s checks deposited in the following bank ATMs will be immediately available (Unless otherwise mentioned) in the account, and can be withdrawn using ATM Debit Card and PIN|
|Bank of America||Yes||Yes||Nil||10 Checks||24 hours||Find a close ATM|
|Bank of America ATM check deposits after 8 PM will be available for cash withdrawal only next working day|
|Bank of the West||Yes||Yes||Nil||20 Checks||24 hours||Find a close ATM|
|Capital One 360||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Chase||Yes||Yes||Nil||30 Checks||24 hours||Find a close ATM|
|Citibank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Citizens Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Citizens Bank ATM check deposits after 10 PM will be available for cash withdrawal only next working day|
|City National Bank||Yes||Yes||Nil||5 Checks / $25k||24 hours||Find a close ATM|
|Discover Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Fifth Third Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|First National Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|HSBC||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|M&T Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Sterling National Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|SunTrust Bank||Yes||Yes||Nil||None||24 hours||Find a close ATM|
|SunTrust Bank ATM check deposits after 9 PM will be available for cash withdrawal only next working day|
|TD Bank||Yes||Yes||Nil||30 Checks||24 hours||Find a close ATM|
|US Bank||Yes||Yes||Nil||30 Checks||24 hours||Find a close ATM|
|Valley National Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Wells Fargo Bank||Yes||Yes||Nil||n/a||24 hours||Find a close ATM|
|Convenienve / Grocery Stores|
|Select 7-Eleven Stores|
|Walmart||No||Mostly Yes||Nil||$500||24 hours||Find a close store|
|No||Yes||May Apply||$2,000||24 hours||Find a close store|
|WinCo||No||No||Starts at $3||$5,000||24 hours||Find a close store|
|Walmart waives fees if check funds are loaded to Walmart card. Fees are $3 for checks up to $1,000. $6 for larger checks|
|No||No||Starts at $5||$1,000||24 hours||Find a close store|
|WinCo charges $5 for checks < $500 and $10 for checks between $500 and $1,000. Fees can be waived if you spend $25 or $50 at WinCo|
|Check Cashing Stores|
|Community Financial Center||No||Yes||n/a||n/a||24 hours||Find a store here|
|PLS Check Cashing||No||Yes||Starts at 1%+$1||n/a||24 hours||Find a store here|
|Speedy Cash||No||Yes||n/a||n/a||24 hours||Find a store here|
|Late Night Grocery Stores (But not 24 Hours)|
|Baker’s||No||Yes||$3 to $5||n/a||12:00 AM||Find a store here|
|Food Lion||No||Yes||n/a||$500||10:00 PM||Find a store here|
|Fred Meyer||No||No||Starts at $3||$5,000||9:00 PM||Find a store here|
|Giant Eagle||Yes||Yes||Must have Giant Eagle Card||$30(Prsnl/$100Pyrl)||11:00 PM||Find a store here|
|Hannaford Brothers||No||No||n/a||n/a||9:00 PM||Find a store here|
|H-E-B||No||Yes||n/a||$9,500||9:00 PM||Find a store here|
|Kmart||No||Yes||$1||$2,000||10:00 PM||Find a store here|
|Kroger||No||No||n/a||n/a||9:00 PM||Find a store here|
|Market Basket||No||No||n/a||n/a||9:00 PM||Find a store here|
|Publix||No||Yes||n/a||n/a||10:00 PM||Find a store here|
|Ralph’s||No||No||n/a||n/a||12:00 AM||Find a store here|
|Speedway||Yes at some stores||Some locations||n/a||n/a||24 hours||Find a store here|
|Wegman’s||Yes||Yes||Nil||$500||24 hours||Find a store here|
|Late Night Check Cashing Places (But Not 24 Hours)|
|Check Smart||No||Yes||n/a||n/a||8:00 PM||Find a store here|
|Money Mart||No||Yes||n/a||n/a||7:00 PM||Find a store here|
|United Check Cashing||No||No||n/a||n/a||8:00 PM||Find a store here|
Depositing and Cashing checks at Bank ATMs
Your bank’s ATM is probably the closest and easiest place where you can cash a check. You don’t literally get cash when you deposit a check at an ATM but you can immediately withdraw what you deposited with a cash withdrawal, with a second transaction following your check deposit.
You will of course need an account with the bank to be able to make check deposits at the ATM.
Please note that the table above reflects information that was current at the time of writing this post. Banks have the right to change their terms and conditions when it comes to check deposits and only your bank’s deposit and disclosure agreement can fully detail the scope and limitations of how you can deposit a check at an ATM and subsequently cash it.
Cashing checks at check cashing stores
Most check cashing stores are designed to give you privacy while you cash your check. With a bank like teller window and queue layout, you will have the ability to discreetly cash your check, count your money and then leave without others waiting in queue being in very close proximity to you.
Verification often takes just a few minutes, unless there is some discrepancy with the check that you are trying to cash. You will need a Federal or State issued ID to cash checks at such places.
Depositing checks through your mobile phone
One of the nearest places where you can cash your check could actually be your cell phone, probably sitting in your pocket or pocket book right now! Most banks allow you to take a picture of the check you cash and upload it as a deposit through your bank’s official banking app.
Funds are usually available for withdrawal almost immediately, unless very specifically mentioned otherwise. If you don’t have a bank that offers that functionality, you can also try using third party apps that will allow you to use your camera’s picture of the check to upload a deposit and then link the funds made available from that deposit to one of your banking accounts, or even your PayPal account.
We hope you found at least a few options for check cashing places near you by perusing this blog post. If you have any questions, thoughts or even corrections on the same, please do drop us a comment and we will respond to it immediately!